Services

Talisman is an independent insurance broker, with decades of experience in arranging insurance programmes for a variety of organisations in the UK and overseas.

Every client has unique requirements, depending upon size, location, business sector and complexity of organisation. Understanding your needs and future plans allows us to tailor advice and source a solution to support your business now, and as it evolves.

Apart from the standard products and advice you would expect from a broker, we also offer advice for:

Conceptual reviews of your current insurance and risk management programme
Insurance due diligence on business acquisitions
Risk Management Advice in Health & Safety, Fleet and Fire & Security Protection, provided by partners as required.

Strong Relationships

We build strong relationships with our clients and the insurers, with a desire to find effective alternatives to conventional approaches.

Partnership

We provide commercial insurance and risk management advice to our clients whom we regard as business partners.

Trusted

Our goal is become part of your team and a trusted advisor – leaving you to get on with running your business.

Corporate Services

We provide a range of Corporate Insurance Services, including but not limited to the following.

Where We Operate

UK

We have decades of experience in arranging insurance programmes for a variety of organisations in the UK – whether single or multiple site operations, one line of insurance or multiple lines.

Multi Territory Programmes

For major international corporations to a single operation overseas. Different jurisdictions present multinational organisations with a host of regulatory obligations. Our service provides greater coordination, consistency and control over your insurance arrangements and risk management. We focus on global and local servicing, documentation and claims requirements.

Co-ordinated integrated insurance and risk management solutions – from regulations governing foreign subsidiaries, to the use of non-admitted insurers.
Reviewing exactly what covers are in place in different countries helps achieve consistency of coverage and knowing that a licensed Insurer provides appropriate insurance in each territory.
From arranging a full comprehensive multi territory programme through to co-ordinating local statutory or infill coverages (e.g. directors and officers, property and casualty risks, terrorism).
Strong relationships with leading specialist global insurers.

Sectors

The Professions

Assets / Revenue Protections including Terrorism
Contingent Mortgage Protection
Credit Insurance
Crime Insurance
Cyber Liability
Directors & Officers
Employers Liability & Public Liability
Employment Practice Lability
Group Business Travel
Intellectual Property
Pension Fund Trustees Liability
Professional Indemnity
Public Offering of Securities Insurance
Warranty Indemnity Insurance

Research & Development / Manufacturing

Assets / Revenue Protections including Terrorism.
Credit Insurance
Crime Insurance
Cyber Liability
Directors & Officers
Employers Liability & Public Liability
Employment Practice Lability
Engineering Inspection
Group Business Travel
Intellectual Property
Marine / Goods in Transit
Product Liability Insurance
Product Recall
Warranty Indemnity Insurance

Real Estate

Administrator Indemnity
Construction and Engineering
Employers Liability Insurance
Environmental Impairment Liability
FIV Projects
Loss of Rent
Latent Defects / Covenants
Property Owners Liability Insurance
Property Reinstatement Insurance
Terrorism Insurance

Life Science

Asset / Revenue Protection
Clinical Trials
Cyber Liability
Directors & Officers
Employment Practice Liability
Engineering Inspection
Employers Liability / Products
Liability / Public Liability
Intellectual Property
Product Recall
Research & Development Costs
Professional Indemnity

Insurance Classes

Financial Lines

From SMEs to global operations, we design programmes that respond to the potential risks you face and protection for both your business and your personal assets.

Corporate Regulatory
Crime
Cyber Liability
Directors & Officers Liability
Employment Practice Liability
Personnel Protection
Pension Fund Trustees Liability
Professional Indemnity

Statutory Covers

We tailor our service and programmes to your specific requirements, and the territories you operate in, e.g.:

Employers’ Liability
Engineering Inspection
Motor Fleet

Commercial Liability

Our liability solutions cover a wide range of products, protecting both your business and personal assets.E.g.:

Associated Excess Layer
Placements
Corporate Regulatory
Cyber Liability
Directors & Officers Liability
Employers Liability
Employment Practice Liability
Fidelity Insurance
Intellectual Property
Pension Fund Trustees Liability
Professional Indemnity
Product Recall
Public & Products Liability

Accident & Health

For employers, groups, and individuals, protecting the people within your business is an important issue. The policies we offer include a claims service that responds quickly, sensitively and, when necessary, locally, with the highest possible level of support.

Medical & Security Evacuation
Personal Accident
Sickness / Disability

Claims Management

Our goal is to work with Insurers who react quickly and efficiently when dealing with a loss settlement. Every claim is different, and sometimes an alternative approach is needed, which can include any or all of the following claims management methods:

Dedicated claims team as an integral part of servicing team.
Resources to facilitate the management of incidents in overseas territories.
Management and guidance on setting retention / excess levels.
Direct deal claims options with Insurers.
External claims management / recovery options.
Acting for clients in claim mediations, for cost effective and timely resolutions.
We can run off solutions for client’s historical claims for cover not placed via our agency, subject to agreement of servicing procedures and fees structures.

Partner Services

Risk Management

We can also offer a range of complementary services, including employee benefits, financial services and personal insurances via our relationship with our recommended partners. Risk management advice and support is offered by our close affiliation with our insurance business partners. Details upon request.